4 Quick Tips to Improve Your Credit
Credit Scores. It can be one of those touchy topics depending on how you see it. Your score can take years to build up and just months to destroy. We’ve all suffered from credit mishaps; from forgetting to make a payment to utilizing all of your credit. Sometimes, a bad score can be result of something out of our control- divorce, medical bills, and bankruptcy. Simply, maintaining your credit is a way of life. Since almost all big purchases require credit, A low score will make everything more expensive. You’ll have to pay a higher interest rate on loans over time.A score Is used to show credit history, on-time payments, responsibility and discipline. A low credit score will improve naturally over time, so don’t lose sleep over it. However, if you have upcoming equipment financing or leasing needs in the near future. It’d be smart to try raising your score beforehand. That can be the deciding factor between boosting you into the next tier and saving money.Let’s be realistic. There’s no miracle method to raise your credit score 100 points in a month. Some Credit Repair “Experts” will try to fool you into believing this can be done, but it’s simply impossible. You hear it all the time in advertisements – ” 1-2% APR for excellent credit “, but you’re never sure what exactly is excellent credit. Let’s break it down, There are 4 tiers of credit.Tier 1 (Excellent Credit): 700 and aboveTier 2 (Good Credit): 660-699Tier 3 (Fair Credit): 620-659Tier 4 (Poor Credit): 619 and belowCredit scoreTier 1 and 2 typically get the best rates. Tier 4 is usually the most difficult to get approval for. Even if you have a Tier 3 score, it’s still advisable to try and improve your score. It’s a important part of your life and business. If you’re a newer business without cashflow statements, it can be hard to obtain financing. Many Lenders will use your score to assess you. That’s why it’s important to improve your credit score when you can.Here are our 4 best hacks for quickly improving your credit score. The improvement can be anywhere between 10 points to 40 points which should be enough to bump your credit score up. Note: These are quick tips to boost your score up, we will have a more comprehensive guide on maintaining your credit later.Dispute the negative marks – We get it. It’s hard to pay your bills on time sometimes. Between juggling your business and family, paying your bill sometimes slips your mind. There’s 3 major credit reporting bureau: TransUnion, Equifax, and Experian. Your credit report with all of them will vary a little bit. Contact them and dispute whatever you can. Write as much as you can with your dispute and make copies of everything.NOTE: Spend time and be thorough – This can make a huge impact on your scores.Open A New Secured Credit Card – According to Credit Karma: People with a credit score of 800 and above typically have 7 open credit cards. While you don’t want to open more than 1 a year, 7 is just a guideline number to aim for. No matter how bad your credit score might be, you can still get approved for a secured credit card. Secured Credit Cards are the best way to rebuild your credit. You’ll have to put a deposit down, but the lender will give you a line of credit. To pick a good secured credit card to use, we would use this Guide by Magnify Money.NOTE: You want to keep your credit utilization under 30% usage, so monitor your usage accordingly. Only open 1 credit card as doing more may hurt your score.Raise your Credit Limits – Call your existing card companies and ask for your limits raised. If you’re not at 100% credit utilization, it’ll be helpful to get your limits raised. Even if it’s just a 10% increase, It’ll help your overall report health.Become an Authorized User – This one is a little tougher to do. You’ll need someone who is in good credit standing. They’ll add you onto their existing credit card accounts. You’ll be provided a card linked to their account and responsible for charges spent. Family members and Close friends are going to be the people you ask. Understandably, It’ll be difficult convincing someone to add you, so don’t take it personally. Becoming an authorized user can cause a boost in score up to 50 points!TIP: Don’t use the card when you get added. Shred it so you won’t have any temptation.Leveraging your credit is important to getting the most out of your money. Hopefully with these 4 hacks, you’ll get the score improvements that you need. The usual advice applies, don’t overspend with your new increased credit limits and pay your bills on time! Many people have success using the autopay feature to eliminate late payments. Feel free reach out to us and let us know how this has benefited you!
Finance Jobs – Q and A About Finance Jobs
Planning to get into the finance industry? Well there is a lot you will want to know about the much hyped industry before you actually join in. It is indeed one of the most popular career choices today and finance careers are indeed looked upon as golden careers. Finance jobs today pay the best salaries in the job industry and you should stop worrying about the recession coz it is almost over. The finance industry has almost completely recovered from the recession and is back to making a steady progress. Fresh investment is flowing in and finance seems to be thriving like the good old times.There are many avenues to finance jobs today. Government finance jobs promise you job security and are still a popular preference for many. In fact there are many government institutions which have a good intake for finance jobs. Except for government banks and financial institutions almost every government office does need a finance department.Now if you are really ambitious and have huge set goals for the future the private sector is where you must concentrate. It’s not that one cannot develop in a government organization but there are many limitations to this growth which are absent in the private sector. There is a huge requirement for corporate finance jobs owing to the big scale corporatization of the business industry. Be it multinational companies or small local companies almost every organization is heading towards corporatization which again is a great advantage for finance aspirants.Now how to begin a career in finance? The first thing you need is a strong educational background. Make sure you do your academics well and score the best of grades coz these are the only things which will help you in the initial years in finance. You firstly need to graduate from a reputed college for which you will need excellent high school grades. If you are still in high school this is the right time. Start getting serious about your education today itself.After this you will need to get into one of the best finance internships available. Internships are one of the best ways to learn more about the finance industry. On the job training at an internship will groom the finance professional in you. You will also get a chance to interact with some of the big guns in the finance industry this way. It helps with developing a network in your industry which is very essential to grow high. This network not only helps you with job opportunities in finance but also ensures that your work moves on smoothly no matter where you are.After the internship you should get into an entry level finance job. It is very essential that you give your 100% in these jobs as the competition is humongous and to leave an impression you have to prove your worth. Do not dream of reaching the skies in a day rather work to achieve your ambitions in a slow and steady way.
The Value of Technology in Educating Young Children
Are young children well suited to the use of technology? Modern technologies are very powerful because they rely on one of the most powerful genetic biases we do have – the preference for visually presented information. The human brain has a tremendous bias for visually presented information. Television, movies, videos, and most computer programs are very visually oriented and therefore attract and maintain the attention of young children. When young children sit in front of television for hours, they fail to develop other perceptions. But the technologies that benefit young children the greatest are those that are interactive and allow the child to develop their curiosity, problem solving and independent thinking skills.Technology plays a key role in all aspects of American life which will only increase in the future. As technology has become more easy to use, the usage of it by children has simultaneously increased. Early childhood educators have a responsibility to critically examine the impact of technology on children and be prepared to use technology to benefit children. Children educators must be more responsible in bringing a change in the lives of children and their families.There are several issues related to the use of technology by young children:• the essential role of teacher in evaluating in evaluating appropriate use of technology.
• the amalgamation of technology in early childhood programs
• stereotyping and violence in software
• equitable access to technology
• implication of technology for professional development
• role of teachers and parents as advocatesA teacher’s role is critical in making good decisions regarding the use of technology in order to achieve potential benefits. Choosing the correct software is quite similar to choosing the perfect set of books for a classroom. Teachers should take the advantage of computers to introduce new teaching and development strategies. Computers are intrinsically compelling for young children. The sound and graphics attract a child’s attention. An appropriate software engages children in creative play, mastery learning, problem solving, and conversation. Children control the pacing and the action. They can repeat a process or activity as often as they like and experiment with variations. They can collaborate in making decisions and share their discoveries and creations. Well-designed early childhood software grows in dimension with the child, enabling her to find new challenges as she becomes more proficient. Appropriate visual and verbal prompts designed in the software expand play themes and opportunities while leaving the child in control. Vast collections of images, sounds, and information of all kinds are placed at the child’s disposal. Software can be made age appropriate even for children as young as three or four. This shows that technology can enhance a child’s cognitive and social abilities. It provides a window to a child’s thinking.Every classroom has its own guiding philosophies, values, themes and activities. Early childhood educators should promote equitable access to technology for all children and their families. Modern technologies are very powerful as they rely on one of the most powerful biases we have. The problem with this is that many of the modern technologies are very passive. Because of this they do not provide children with the quality and quantity of crucial emotional, social, cognitive, or physical experiences they require when they are young.Unfortunately, technology is often used to replace social situations but it should be used to enhance human interactions. During the current decade, research has moved beyond simple questions about technology. Very young children are showing comfort and confidence in handling computers. They can turn them on, follow pictorial directions, and use situational and visual cues to understand and reason about their activity. Typing on the keyboard does not seem to cause them any trouble; in fact, it seems to be a source of pride. Thanks to recent technological developments, even children with physical and emotional disabilities can use the computer with ease. Besides enhancing their mobility and sense of control, computers can help improve self-esteem.Thus the exclusive value of technology is no more in question. Research shows that what is solid for children is not merely what is physical but what is meaningful. Computer representations are often more manageable, flexible, and extensible. To add more there are a number of specialized programs that allow children with certain information-processing problems to get a multimedia presentation of content so that they can better understand and process the material. Even now there are a number of good software programs with a primary educational focus on mathematics or reading. These programs, which are very engaging, motivate children to read better and learn how to solve math problems. When information is presented in a fun and way, it is a lot easier than looking at a single page that has a bunch of columns of numbers you’re supposed to add up.We are always in search for the magic wand that vanish and solve all our programs. And today the magic wand in our life is technology. It not only increases academic skill, reduce dropout rates but also diminishes the racial divide in academic performance. The danger, however, is that computers will be used only to reinforce the national trend toward earlier and more academic skill acquisition, and that other important developmental needs will be ignored. Moreover the fear will remain that developmental needs not met through technology will be ignored or radically compromised: physical play, outdoor exploration of the community and of nature; art, music and dance; learning specific social skills and moral values, and experiencing diversity in a myriad of ways.In most of the early childhood programs and schools, technology will be part of the learning landscape of the future. To make sure this new technology is used effectively, we must assure that teachers are fully trained and supported, and that the programs and internet sites used are developmentally appropriate, non racist, non-biased against people with disabilities, and respect religious differences.
Young Investers
Since youth are the dominant contributors to the Gross Domestic Product (GDP), they make a great difference to the economy. All the major concern center around young population. As compared to the past, today the individuals are more financially potential and independent and it is all because of steep rise in tertiary sector. Now-a-days spending a few bucks on coffee or on shopping has become a casual activity which was very rare some time ago. It is all because of changes in lifestyle and adoption of western culture not the youth of today hardly think of ‘savings’ for the future. There is a need to focus on the disability of savings despite the fact that there are insufficient earnings.There are just few things we should understand and minor changes we should bring to inculcate the habit of investment to bridge the gap between income and spending. One should know the sum of money earned in the form of salary and the avenues where this income is spent. Now what is salary? It is the amount working people take home after deducting the tax and contributions to EPF from gross income. This balance is also called net salary. Thus, to save you need to deduct expenses from salary.Analysing goals-
Goals are basically the personally set standards which one wants to achieve to reach the target. These are our milestones which can help in taking right decisions. Goals can be set for different time periods say-
a) For one or two years, called the short term goals. They require immediate attention.
b) For five or seven years, called the medium term goals. They give us time to wait and analyse things between investment period and return period.
c) For ten or fifteen years, called the long term goals. These are meant for retirement.Opting for a suitable investment plan-
Investment plan means channelising your money in the most efficient method. Since various plans are available in the market but only right plan can reap benefits in the future and for that an expert advise is highly appreciable. After selecting an appropriate plan start your investment considering the retirement because a small amount invested today can make your future bright.Investment planning is not a one time phenomenon but it needs to be received and readjusted according to the present need and trend to make investment successful. Thus, it is high time that the youth of our country should be made aware about the best investing options and its benefits for them in the long run. Also since the young generation is the representative of the present and future economic condition of the country so they should be driven by the right motive and prospective.1. Investment – A thoughtful task making investment is not an easy task so it requires a careful analysis of its pros and cons. You should know the purpose and need for using your hard earned income in the most profitable venture. Don’t be convinced by what your friends or neighbours or relative advice you to invest in because all have their own needs. Besides realising your need you should also be aware about the risk associated with investment plan. As it is said that more the risk, higher the chances of returns, so to earn more profit you should make careful decision about your risk taking ability. Let us consider a situation where we want to buy a bungalow in next seven-eight years so for that traditional method of investment would not be efficient rather we have to invest in stock or mutual funds for an additional advantage.2. Get insurance – Financial goals can only be fulfilled when one lives a healthy and secured life. You should not get a term plan which has a greater coverages and last till 75 years at least. It should also increase with increase in income. In case of change in job where insurance facilities are not available on increase in coverage becomes essential. At any stage of Life you can suffer from health problems so you should try to get the best facilities and the most efficient as well as reliable term plan. Investing in health or life insurance not only protect you but also your family from unpredictable circumstances. The young generation should set up an emergency fund that would benefit them in long run. Thus, the youth are not that young that they do not know how to increase their earnings or make better returns. They are responsible for their own expenses and with other demands or commitments in their pay check it becomes more important to do systematic investment planning at a young age to secure life after retirement.So, it is essential to invest in better and profitable plans to lesser the risk of losing money. Also for some people investment is a means of growth as it keeps up with inflation. By calculating your ROI you can get better idea about how well planned your investment is.ROI=Investment Gains/CostsSince investing is not an easy task and requires the help of an expert so for that you need to pay them fees but with your efforts and research you can minimize it. Even you have to pay taxes on investments made. So considering all the pros and cons of investment at a young age one can make provisions for the ins and outs of funds. It won’t be always successful but then one learns from one’s mistake and experiences.Making investments at the earliest has an additional advantage and that is devoting time because if you lose your site, you have the time to make up for the loss. It is advisable not to use your short-term money for investment purpose because you would not like to block your money during the time of need. Investing at the right time and in the right plan is your ladder towards becoming rich.CONCLUSIONThe young investors should invest in equity because it benefits them to fulfil their long-term goals. Also they should not ignore the risks associated with it. It is better to start a SIP on a mutual fund scheme if you do not want to invest directly in equities.
Managing Health Care
A major theme throughout this text is that you can control many factors that influence your health. An outgrowth of this attitude is the self-care movement, which is the trend toward individuals taking increased responsibility for prevention or management of certain health conditions. Armed with correct information, you can manage many aspects of your health care that were once thought possible only with the help of a physician.Answers to the following questions provide clues to the use of health-care services, providers, and products and facilitate the self-care approach to wellness:When should you seek health care?What can you expect from a stay in the hospital?How can you select a health-care professional?When To Seek Health CareMany people tend to fall into two extreme groups regarding health care: those who seek health care for every ache and pain and those who avoid health care unless experiencing extreme pain. Both groups unwisely use the health-care establishment. Those in the first group fail to understand that too much health care can be ineffective or even harmful. They also fail to recognize the powerful recuperative powers of the body. An estimated 80% of patients who seek medical care are unaffected by treatment, 10% get better, and 9% experience an nitrogen condition in which they get worse because of the medical treatment. Those in the latter group fail to recognize the value of early diagnosis and detection of disease. This is especially true for men; 30% of men have not been to a doctor in a year or more, one-third have never had their cholesterol checked, and three fourths have not been checked for prostate cancer during the previous year.Perhaps the best way to find a balance between too much and too little health care is to establish a physician-patient relationship with a general practitioner. The general practitioner may be a family practice physician or an internist who specializes in internal medicine.It is important to visit your doctor while in good health. This permits your doctor to serve as a facilitator of wellness and provides a benchmark for interpreting symptoms when they occur.A second important way to balance health care is to trust your instincts. Nobody knows when some thing is wrong with your body better than you do. Health and illness are subject to a wide variation in interpretation. If you are attuned to your body, you are your own best expert for recognizing signs and symptoms of illness.Several signs and symptoms warrant medical attention without question. Internal bleeding, such as blood in urine, bowel movement, sputum, or vomit, or blood from any of the body’s openings requires immediate attention. Abdominal pain, especially when it is associated with nausea, may indicate a wide range of problems from appendicitis to pelvic inflammatory disease and requires the diagnostic expertise of a physician. A stiff neck when accompanied by a fever may suggest meningitis and justifies immediate medical intervention. Injuries, many first aid emergencies, and severe disabling symptoms require prompt medical care.There is debate as to when medical care is needed in the case of fever. An elevated temperature may be a sign that the body’s immune system is responding to an infection and working to destroy pathogens, or disease-producing organisms. On the other hand, if left untreated for an extended time, a fever may cause harm to sensitive tissues in the body, such as connective tissue found in joints and tissues in the valves of the heart.The normal body temperature of 98.6° F was studied at the University of Maryland. Findings involving 700 temperature readings of 148 adults over a 3-day period suggest that the normal body temperature is 98.9° F. The study attributed the difference to less accurate techniques when the earlier standard of 98.6° F was established. Body temperature varies with exercise, rest, climate, and gender. Fever means a reading over 99° F. It is not usually necessary for an adult to seek medical care for a fever. Home treatment in the form of aspirin, acetaminophen, and sponge baths usually lowers fever. You should consult your physician if fever remains above 102 0 F despite your actions or, in the case of a low-grade fever (99 0 to 100 0 F), if there is no improvement in 72 hours. You should consult a physician if fever lasts more than 5 days, regardless of improvement. Symptoms, such as sore throat, ear pain, diarrhea, urinary problems, and skin rash, may be the cause of the fever and should be treated as such. Fever in young children should be discussed with a physician.
The Health Care Evolution – Ten Trends That Can Revitalize Nursing
Nurses are at the forefront of an evolutionary wave in health care. Whether we take leadership or not will determine nursing’s future.These ten trends can revitalize nursing if nurses break free from the confines of the medical model and use their education and skills to become wave riders.1. Aging Boomers
Boomers are living longer. Quantity of life is driving a desire for better quality of life. This generation wants to learn how to stay vital, mobile, healthy and productive. They are looking for guidance in health promotion and wellness, not only disease prevention and treatment.2. A 2nd Boom
Boomers Grandchildren are driving a huge demand for family health information and support for new and working moms. From birthing to family health education and sick child care, family systems need and want professional advice and innovative strategies to raise a brighter, stronger next generation.3. Information explosion
Internet access provides health consumers with tons of information, but not the knowledge or wisdom to know how to use it without getting confused. They need knowledgeable health professionals as gatekeepers, trusted advisors, or health system navigators.4. Holism
People are increasingly spending out of pocket dollars for alternative and complementary health care. Nursing education focuses on systems, whole person, life cycle perspectives that can guide in selecting appropriate options along a continuum of care.5. Consumer driven health care
As consumers rely less on employer health coverage and more on personal health spending, they are seeking innovative and home based solutions for care including advanced home monitoring, telephone consultation, personalized care, and individualized treatment.6. High Tech – High Touch
The need for personal connection, listening, and caring has never been higher. Nurses consistently rank first in every consumer poll for most trusted professional.7. Shortages and Cost Containment
Professional shortages and a drive to contain costs, creates a push to use mid-level and low-level providers for technical care. Nurses will continue to be driven away from the institutional bed side. With decreasing numbers of people in institutional care, face to face professional health care will be delivered in the home and community.8. Accessibility
Health information and care will be delivered on a global, mobile, remote, phone and internet basis. Nursing phone advice lines are increasingly popular with consumers.9. Back to Basics
With increased interest in information and coaching on proper food and nutrition, supplements, stretching, meditation, simplicity, life balance, joy in work, and relationships wellness and health coaching is a growing field.10. Self-Care/Self-Responsibility
People are realizing that doctors, medication and illness care are not going to keep them well. Employers, third party payers and common sense are driving consumers to take health care into their own hands. This trend will continue to drive an increase in self care information and reduction in in-patient and long term care.Tomorrow’s nurses are not working under a doctor’s direction, or in an institution. To remain viable, nursing will have to think beyond the institutional medical care box.Consumers are desperate for professional nurses to fill the need for proactive community
and home based health care.Tomorrow’s nurses will be innovative community health leaders, who develop and deliver services directly meeting the changing needs of health consumers.Progressive, professional nurses will form cooperatives, and creative health delivery systems that support families throughout the life span. They will provide continuity of health information and care while supporting people to navigate an ever more specialized and complex techno-medical system.Grab A Board – Surfs Up!© Aila Accad, RN
Taking Behavioral Training For Weight Loss to a New Dimension – A Weight Loss Camp Approach
While much has been written in the field of weight loss in general, and specifically behavioral training for weight loss, what the majority of approaches share is the association between the thoughts, feelings and behavior. Certainly these programs have enjoyed some success for those who have ascribed to their beliefs, however, the amount of money spent on weight loss programs in this country evidences the disparity between the success of these approaches and a successful approach for the problem of weight loss. Despite the amount of research and time that has been spent on the development of these programs, we are still without a successful approach. In thinking about what a successful approach might mean, we can begin with what these programs in general, have been lacking.While these programs do give a considerable amount of attention to managing the psychological responses associated with thoughts, feelings and behavior, what the majority of behavioral approaches for weight loss fail to focus on are the underlying reasons for the psychological state the person is in. What the person is left with is a failure to understand the reasons for the psychological condition she finds herself in. As the psychological condition that a person finds herself in is a byproduct of her underlying psychological patterns in general, without uncovering these patterns, the psychological condition will continue to appear. In order to uncover these patterns, the person will need to not only, expose them, but also identify the underlying causes for them. While psychological patterns can take on many forms, the underlying causes for them are frequently not obvious.Therefore, in order to uncover these causes, the person will need to be observed more closely than typical behavioral training approaches allow. To do this, the person will need to be observed in many different settings, environments, and groups of people. Clearly, the only way to do this, is to utilize a weight loss camp program, that requires that the person live on sight. From this focused approach, a comprehensive understanding of the person begins to emerge. As all of the facets of the person’s personality arise in the many different settings that she is exposed to, behaviors, characteristics, and traits provide indicators of the underlying reasons for the person’s behavior. The weight loss camp approach then can offer not only behavioral training for weight loss, but also an understanding of the root causes of her behavior. In this way, the person is provided not just the understanding of the underlying reasons for her psychological responses, but also, management tools for them. There are many reasons weight loss camps may be more effective in treating the rising problem of weight loss.To begin, let’s assume that the client has no previous experience with behavioral training. In this instance, the person may have a very limited understanding as to the value and efficacy on this approach. To be sure, most people who look for solutions to their weight loss problems have already looked, unsuccessfully, for solutions. Inherent in this search, is the ultimate hope that there is some magic cure for the predicament they find themselves in. As each new attempt promises to finally offer solution to their problem, yet fails to deliver, the hope that there is a magic solution is strengthened. As this hope is strengthened, and the litany of tried and failed attempts accumulates behind them, the sense of desperation about this situation escalates. This desperation clouds their judgment to the point that almost any approach, regardless of how safe, or unrealistic, it may seem, appears attractive to them. Certainly we have seen many approaches of this nature. The grape fruit diet, juice fast, stimulant weight loss pills, and carb-blockers, are just a few. As the person continues to search for the next new diet plan, or pill, to offer solution to their problem, she exposes herself to undue amounts of incorrect, and faulty information. This exposure only adds to the confusion that the person suffers, and makes subsequent decisions about weight loss all the more confusing.The combination of confusion, desperation, and repeated failed attempts, results in a person who is not only reticent to try yet another promising approach to weight loss, but also, will almost certainly sabotage her own success. As she has searched unsuccessfully, and has yet to find a solution to her problem, as evidenced by the fact that she is still searching, she is likely to hold a negative view of almost any approach, and in her determination that this new approach will fail as well, will act to ensure that it will. In this situation, if she has yet to understand the underlying causes for both her feelings, and her behavior, she is likely to avoid taking responsibility for behavior, and instead act to shift the responsibility to the approach itself. Blaming the approach for her lack of success not only moves her further from success, but also does nothing to expose the underlying dynamics that are contributing to this lack of success.In using a fitness camp, then, these underlying dynamics are exposed and defined as the framework from which the person’s behavior, thoughts, and feelings are determined. As these dynamics are rooted in the person’s past, they cannot be avoided, and the responsibility for them cannot be shifted elsewhere. Instead, as the weight loss camp collaborates with the person to develop an understanding of these dynamics and the role they play in her attempts at weight loss, the interplay between the underlying causes for her behavior thoughts and feelings, and their management becomes much more clear. As this understanding increases, it not only gives value to the behavioral training approach itself, but also continues to illuminate the person’s particular response to this approach. In this way, the weight loss camp helps to increase her understanding of behavioral training, but also, her understanding of herself. The psychological state that she finds herself in can now be seen as a byproduct of the psychological patterns that color her life.As these patterns developed very early on, and often in response to early parenting experiences, they can now be understood as adaptations to the stresses that were experienced in this early period. These adaptations, albeit unhealthy, were a way for the person to survive. At that particular period, they were needed, as the resources for handling these stresses that the person had at that particular time were overwhelmed. However, these adaptations are no longer needed as the person is not experiencing the stress that she experienced at the time these adaptations developed. Additionally, she is now much better equipped to handle these stresses, as her resources, both psychologically, and otherwise, are much more developed. The comparison of the child that needed these adaptations to survive, and the adult that no longer needs them, is a very powerful place from which to begin behavioral training. Often, in understanding the reasons for these underlying psychological patterns, and beginning to see them as necessary adaptations to stress, the weight loss camp approach will allow the person to take responsibility for them, as they are no longer seen as negative behaviors, but merely adaptations to stress that were needed at the time, and are no longer necessary.As they are no longer necessary, and also, are seen in a much more objective light, taking responsibility for them, and accepting the behavioral approach to begin to change them is a much easier process. Additionally, in understanding that it is these underlying psychological patterns that are the framework from which the behaviors, thoughts, and feelings are determined, the weight loss camp, also provides understanding for the behavioral training that will be used to address these behaviors, thoughts, and feelings. Therefore in understanding how this behavioral training will work, the acceptance of it is fostered. As previous attempts have failed to give understanding as to their efficacy, often because they were not, inherently effective, when behavioral training in a weight loss camp setting is used, the person not only understands the efficacy of this approach, she experiences it. As she begins to understand the underlying reasons for her behaviors, thoughts, and feelings, and consequently, understands the development of these early psychological patterns, the effects are instantaneous. Bringing clarity to any situation that has not been previously understood inherently provides relief. Through the weight loss camp approach this relief not only reflects the understanding of herself, but also, the understanding as to why her problem of weight loss has been, up to this point, unsolvable. To learn more about weight loss camps go to http://liveinfitness.com